How to Prepare Your Credit for a Mortgage
Mortgage underwriting looks at your credit differently than a card issuer does. Here's a realistic 6-12 month prep timeline.
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Our Experts
Every article on CrediZilla is written or reviewed by a credentialed expert in credit, lending, or personal finance.
Credit Analyst
Former Equifax analyst, 11 years experience
CFP® Candidate
8 years in consumer lending & personal finance
Financial Educator
PhD Economics, 14 years university teaching